Tuesday, January 6, 2009

Health Insurance

I'm searching for the right health insurance. Ugh! I knew this would be a difficult process, but I had no idea it would be this obnoxious! There are so many variables: deductibles, office visit copay, prescription copay, coinsurance, annual out of pocket limit, lifetime maximum, optional coverage (vision and dental). And no two plans are identical!

Insurance is a strange thing to begin with. I mean, I'm trying to pick how much money I want to give to someone, while hoping the money is wasted. Basically. My dad called it "betting against myself." I'm placing bets hoping to lose! Paying money for services I hope to never need. All the while trying to keep my deductible low enough to manage if something does happen. Weird concept.

Anyway, after literately looking for weeks, I think I found the plan for me! Medical, dental, and vision. Good, trustworthy name company. Lots of doctors. Manageable payments (I hope).

With fingers crossed and prayers said...here we go!

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